Bank of America Mobile Banking 4+

Banking, Budgeting & Investing

Bank of America

    • Free

Description

Bank conveniently and securely with the Bank of AmericaĀ® Mobile Banking app for U.S.-based checking, savings, credit card, loan and investment accounts.

Manage Accounts
•View account balances and review activity
•Activate or replace credit/debit cards
•Set alerts for important account info
•Manage all accounts, including checking, savings, credit cards, loans and investment accounts

Transfer Money and Pay Bills
•Securely send and receive money with ZelleĀ® using a US mobile number or email address¹
•Transfer funds between your Bank of America and linked Merrill accounts
•Pay bills

Check Deposit
•Take photos of checks to deposit them to your checking or savings account
•Get immediate confirmation that your check is processing²

Erica, Your Virtual Financial Assistant³
•Ask Erica to find transactions, pay bills and more
•Get valuable alerts, and helpful insights

Security
•Set up Touch ID/Face IDĀ®
•If fraudulent activity is suspected on your card, we’ll notify you
•View security center
•With our Mobile Banking Security Guarantee, you’re not liable for fraudulent transactions when reported promptly⁓

Manage Investments with Merrill
•Trade stocks,ETFs,mutual funds
•View up-to-date Market data, news, and quotes
•Send messages and documents securely to your advisor

FICOĀ® Credit Score
•Easily check your FICOĀ® credit score
•View the key factors that affect your score
•Find out about keeping credit healthy

Financial Education and Savings & Budgeting Tools
•Set up and manage savings goals
•Organize and track your spending by category
•View all transactions
•Compare spending against income
•Easily create a budget based on previous spending or from scratch

See the Online Banking Service Agreement at bankofamerica.com/serviceagreement for more information. Mobile carrier message and data rates apply.

¹To send or receive money with Zelle®, both parties must have an eligible checking or savings account. Recipients have 14 days to register to receive money or the transfer will be canceled. Dollar and frequency limits apply.
²Deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply.
³Erica only listens or speaks when you tap the microphone and retains interactions to optimize your experience. Erica speaks aloud and hears and responds to all voices. Erica is only available in English.
⁓You’re not liable for fraudulent Mobile Banking transactions when you notify the bank within 60 days of the transaction first appearing on your statement and comply with security responsibilities.

Investing involves risk. There is always the potential of losing money when you invest in securities.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as MLPF&S or Merrill) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (BofA Corp). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp. Insurance and annuity products are offered through Merrill Lynch Life Agency Inc. (MLLA), a licensed insurance agency and wholly owned subsidiary of BofA Corp.

Banking products are provided by Bank of America, NA, and affiliated banks, Members FDIC and wholly-owned subsidiaries of Bank of America Corporation.

Investment products
•Are Not FDIC Insurance
•Are Not Bank Guaranteed
•May Lose Value

All features may not be available in iPad and may only be available for certain account types

ZelleĀ® and the ZelleĀ® related marks are wholly owned by Early Warning Services, LLC and are used herein under license

iPhone, iPad, Touch ID and Face ID are registered trademarks of AppleĀ®, Inc
Bank of America related trademarks are trademarks of Bank of America Corporation
Bank of America, NA Member FDIC
©2025 Bank of America Corporation

What’s New

Version 25.08.0

You asked, we listened:

Pay and get paid with fewer taps using your ZelleĀ® QR code, now available on the ZelleĀ® home screen

Ratings and Reviews

4.8 out of 5
4.9M Ratings

4.9M Ratings

SEGGES1963 ,

PLEASE BRING BACK EASY SIGN-IN

PLEASE! PLEASE! PLEASE! Bring back the ability to sign in with fingerprint! I had to upgrade my iPhone at the end of last year. I was able to sign in using my fingerprint like I did with my iPhone 5, but that soon changed. I’m assuming there was a software update for my phone because at some time in Jan 2018, I was no longer able to sign in. I had a heck of a time with it and tried getting help through customer service (phone call) AND visiting a local branch to try to figure out how to get the option to open the app with my fingerprint, again. The branch people were just as frustrated as I was and said that you all were probably aware of the problem and working on it. We’re almost 9 months later and still no fix in sight. Frustration #2: I had to come up with a new password and it has so many stipulations on what it can or cannot be that I ended up choosing one that Apple produced for me. Do you know how frustrating it is to have to recall this new, convoluted password EVERY DANG TIME I need to access my account from the app?!?!?! With all said, I like the ease of use of the app once I’m in it. But I rarely use it any more. At least I’m now able to see my balances with a tap, but it sure is perplexing why you allow that but I cannot make a deposit without having to sign in?!?!?? Bizarre....

Developer Response ,

Hi SEGGES1963, thank you for bringing this to our attention and we apologize for the inconvenience! Try this- delete/reinstall the app. Now open the app then type in your Online ID and Passcode. To complete the reset, please make sure to check the fingerprint box. Please let me know if this helps. -Thanks, Rachel

Rethinking my Bank choice! ,

The rewards program is messed up!

For the last three days when I go the the rewards program to enable the latest stores, I have more than 60 stores to add. They are all or mostly the same ones I did the day before and that I can see are already enabled. But because there are so many I’m afraid I might have missed something I do it all again. This is very time consuming because it’s not easy to add a company to my list. (You need to work on that too). You hit the company then you have to hit done. Why can’t we just pick the companies and they just add to our list. I add them all cause I never know what I might be purchasing. When you add coupons at store websites you just have to hit the coupon and it adds. Surely you have someone in your employment smart enough to do it. If not, maybe I need a smarter bank!!
I apparently wrote that review a while ago. But the same thing is true.
I like to add all the cash backs to my accounts so that I save money. But to do that I have to do each one individually and that takes lots of time. Why can’t you automatically add them to peoples accounts or at the least, put one button at the top to add all the new ones. People could then pick and choose which ones they want or add all of them if they want. I just added 30 new ones. And it’s not easy. Most of the time after you have added a new one you have to hit it at least twice to get it to go way to add another one. Very time consuming!
Please fix it!

Maes Momma ,

The Beginning by, Me.

When I finally received my I-Phone, it was time to try banking on line. I downloaded this app & began a totally new adventure. As time provides, I’ve been slowly delving into what I thought would be an amazing experience where banking and bill pay would become easily completed with minimal effort. Wrong, not entirely true. At this point I am frustrated. To simply pay my bills every month, without fumbles, less stress and time, I find out from ALL options, I’m not able to do online banking to pay aforementioned bills because I don’t have the necessary accounts available to do so. I have checking, savings and a fairly healthy CD.....I wonder, why can’t I bank online? Why does it say I’m unable to use this app for online banking because I haven’t the accounts to do so? Huh? What? I’m so confused! I can’t locate the forms I need either....I want to be sure when I pass, my daughter receives all my monies from these ā€œAppropriately Establishedā€ accounts! I’ve called 3 times to have the forms mailed to me...to no avail and I’m unable to pay my bills online. I’m disabled, hooked up to oxygen, unable to go into the bank as I mentioned when I called. I was told to open online banking that that would help me handle everything from home. If I figure it out one day, you’ll receive the 5th star. Take care my friend.

App Privacy

The developer, Bank of America, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Location
  • User Content
  • Search History

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

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