Google Pay: Secure UPI payment

4.3
10.9M reviews
1B+
Downloads
Content rating
Rated for 3+
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About this app

Join crores of Indians who are using Google Pay for all their payment needs. Google Pay is a simple and secure payments app by Google. Refer friends, get offers and earn rewards as you pay.

All you need to do is link your bank account on this app with your registered mobile number and start the experience.

UPI ID is a unique ID that is used to make UPI payments in place of bank account details.

UPI PIN is a 4 or 6 digit number which needs to be set by you while creating your UPI ID. Please don’t share your PIN.

+ Multiple layers of security from your bank and Google
Your hard-earned money is kept safely in your bank account and you have control over money leaving your bank account*. With a world-class security system that helps detect fraud and hacking, we are committed to keeping your money safe and we work with your bank to protect your payment information.

Each transaction is secured with your UPI PIN, and you can safeguard your account with a device lock method such as your fingerprint.

*Google Pay works with all banks in India that support BHIM UPI.

+ Conveniently pay DTH, broadband, electricity, FASTag, LPG bills and more
Link your biller accounts once, we remind you thereon to pay your bill with just a few taps. Google Pay works with billers across the country.

+ Find the latest prepaid recharge plans and easily recharge your mobile
Recharge in fewer steps and at zero extra charges.

+ Check your bank account balance
No need to visit the ATM to see your bank balance, quickly view it anytime, easily.

+ Get rewarded
Refer friends, get offers and earn cash rewards into your bank account as you pay.

+ QR code payments
Pay through the QR code scanner at your favorite offline shops and merchants.

+ Book tickets, shop online and order meals
Order your favorite food and book your travel within the app or on partner websites and apps like Zomato, redBus, MakeMyTrip etc.

+ Fast & secure payments with your debit and credit cards
Add and link your debit and credit cards** on Google Pay and use them for:
- Online payments (mobile recharges or with online apps)
- Offline payments (at offline shops by tapping your phone on NFC terminals)

**Service is rolling out across bank issuers and card network providers.

+ Buy, sell, and earn 24K Gold
Trade gold securely with rates backed by MMTC-PAMP. Gold is securely deposited in your Gold Locker on Google Pay, or delivered as gold coins to your home. New! You can now earn gold as Google Pay rewards.

+ Send money directly from your bank account to any bank account, including those who are not on Google Pay, via UPI transfers
Using NPCI's (National Payments Corporation of India) BHIM Unified Payments Interface (BHIM UPI), money transfers are simple & secure with Google Pay.

+ Provide loans
- Lenders: Aditya Birla Finance Limited, Axis Bank, Bajaj Finance Limited, DMI Finance
Updated on
Aug 28, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Personal info and 8 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
10.9M reviews
Prabu B
August 28, 2025
One of the worst app ever used. I have made a recharge transaction with this worst app and the payment got failed but my amount got debited from my account and they didn't refunded it back to my account even after the given timeline. And these customer support people are just extending the time line and giving wrong commitments. Please be careful with your hard earned money. Better to use debit card or mobile banking app for hassle free use and at least we can contact the bankers.
420 people found this review helpful
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Subhadeep Dey
August 21, 2025
It's been over 4 years since the Flutter-based version was released, yet the app still feels very sluggish and jittery even on a flagship phone, especially during scrolling. What pisses me off the most is the fact it nudges me to migrate my UPI Number to GPay every once in a while. Add option to dismiss it permanently. There's also noticeable delay in loading transaction history — fix it. Also, it would be helpful if you could add an option to copy the transaction number to clipboard.
8,214 people found this review helpful
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Google LLC
May 15, 2024
Thanks for reaching out. We've taken note of that, and are passing it on to the team as we speak. Thanks for dropping by, and helping us make Google Pay better.
Mayank Barapatre
August 27, 2025
The 'Expenses' icon at the top-right corner of Group Expenses is often overlooked, and many users are unaware of the 'Settle Up' feature. Please consider redesigning or highlighting these options to make them more visible and accessible, so that group payments can be tracked and settled more easily.
41 people found this review helpful
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What’s new

We're giving the app a fresh new look. Enjoy the latest features and offers, from Groups experiences to convenient card payments!