About
Amy Danise is the former managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance. She is a highly experienced editor, writer and team leader with an extensive background in the insurance sector. With a career spanning more than three decades, she has focused her work on consumer-oriented publications.
Amy Danise is the former managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance. She is a highly experienced editor, writer and team leader with an extensive background in the insurance sector. With a career spanning more than three decades, she has focused her work on consumer-oriented publications.
Amyโs goal is to distill complex insurance topics into accessible and actionable information. She works with the insurance editorial team to translate insurance jargon into clear language and help consumers understand how much they should expect to pay for insurance and which companies offer the best products. She develops data-driven methodologies to identify the best insurance companies so that consumers can better navigate the large and complicated landscape of insurance.
Amy leverages her wide range of insurance industry contacts and knowledge of data sources to develop Forbes Advisorโs insurance content. She regularly reviews state regulatory filings made by insurance companies to uncover information that isnโt available elsewhere.
In her previous roles she has managed insurance editorial operations at high-profile personal finance websites and been quoted by major news outlets including The New York Times, The Wall Street Journal, The Washington Post and CNBC.
Sheโs especially interested in how the insurance industry increasingly uses the personal data of policyholders and applicants in ways that consumers arenโt aware of.
Expertise
- Auto insurance
- Home insurance
- Renters insurance
- Life insurance
- Pet insurance
- Travel insurance
- Health insurance
- Small business insurance
- Insurance regulation
- Trends in insurance rates
Achievements
- More than 25 years of experience creating consumer insurance articles
- Quoted in national news outlets
Education
Bachelorโs degree in American studies from Wesleyan University
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Best Travel Insurance For Thailand Trips
Thailand, the โLand of Smilesโ offers exotic cuisine, floating markets, dynamic nightlife and a centuries-old culture steeped in Buddhism. A shoreside jaunt to the white-sand beaches of Ko Samui, a tuk-tuk tour of Bangkok, a visit to the Temple of... -
Is Flight Insurance Worth It?
Flight insurance can be worthwhile if you canโt afford to lose the money you paid for nonrefundable airfare when unexpected circumstances disrupt your travel plans. This can include delays and cancellations. Flight insurance is also worth considering if you canโt... -
Best Pet Insurance In Georgia Of 2025
A pet medical emergency like cancer treatment could cost you thousands of dollars in vet bills. Pet insurance can be an ideal way to offset those costs. To help you find the best pet insurance in Georgia, we analyzed 12... -
Major Medical Insurance: What Is It?
Major medical insurance is comprehensive health insurance that covers medical services, hospitalizations, doctor visits, prescriptions, mental health and other types of healthcare. The vast majority of health coverage is considered major medical insurance, but there are lower-cost alternatives, such as... -
How Long Can You Stay On Your Parentโs Health Insurance?
You can typically stay on a parentโs health insurance until you turn 26 but some states allow you to remain on a parentโs plan longer. If youโre losing your parentโs coverage, there are multiple ways to get health insurance, such... -
Life Insurance Statistics, Data and Industry Trends 2025
Life insurance provides many American families with an important financial safety net. The life insurance industry is large, and while it may seem stodgy, it is ever-evolving. We looked at statistics that reveal the scope of this industry. Total premiums... -
House Replacement Cost Estimator: What It Is & How To Estimate
Home insurance covers your house if itโs damaged or destroyed and you need to rebuild. You want to make sure you have enough replacement cost value coverage so that your insurance company would provide enough money to rebuild if your... -
Pumpkin Pet Insurance Review 2025
We like that Pumpkin pet insurance doesnโt have an upper pet age limit for buying a new policy, making it a good option for senior pets. It also offers deductible choices of 80% and 90% for senior petsโyou may not... -
Nationwide Pet Insurance Review 2025
We like that Nationwide offers a variety of pet insurance options, including accident and illness policies, accident-only policies and pet insurance for exotic pets, which you wonโt find elsewhere. Youโll also have the option of adding a pet wellness plan... -
Primerica Life Insurance Review
Primerica offers a limited selection of life insurance options, and rates are reportedly high. It specializes in term life insurance but also offers other financial products through full-time and part-time representatives. We think life insurance buyers are better off working... -
TruStage Life Insurance Review
TruStage Insurance Agency offers life insurance in partnership with CUNA Mutual. These policies do not require a medical exam. Itโs possible to apply for all TruStage insurance products online. However, TruStageโs maximum coverage amounts tend to be low. -
USAA Travel Insurance Review
USAA sells travel insurance through a partnership with Travel Insured International. The Worldwide Trip Protector is a top-scoring policy in Forbes Advisorโs ratings of the best travel insurance. This policy offers robust benefits at a lower price compared to other... -
โโCompare Life Insurance Quotes In 2025
Life insurance is often more affordable than people realize. The key to finding coverage that fits into your budget is comparing quotes from multiple companies. Doing so gives you valuable insight into what's available and helps ensure you'll get... -
Travel Guard Travel Insurance Review 2025
We like the Travel Guard Deluxe policy for people who donโt require high travel medical expense limits but instead want the opportunity to customize a policy to meet their needs. The policy offers optional pet, wedding, adventure sports and travel... -
Life Insurance For Marijuana Users
Marijuana is approved for medical use in 47 states and recreational use in 24 states, with continued growth expected. As the acceptance and legalization of marijuana for medical and recreational use continues to rise, cannabis users may be interested in... -
Comprehensive Vs. Collision Auto Insurance
Comprehensive and collision insurance are essential parts of the best auto insurance policies if you want insurance compensation to repair or replace your car if youโre in an accident or if your car is stolen. Before examining collision and comprehensive... -
The High Cost Of Renewing A Term Life Insurance Policy
When you buy term life insurance you lock in your rate for the level term period, such as 20 years. Common options for level term periods are 5, 10, 20 and 30 years, with some companies even offering 35- and... -
Travel Insurance For Pre-Existing Conditions
A travel insurance policy usually wonโt pay for medical bills or claims related to your past medical history. But if you have a pre-existing medical condition exclusion waiver, you can be covered for problems related to pre-existing conditions during your... -
How Simplified Issue Life Insurance Works
If youโre shopping for life insurance you might be considering a simplified issue policy because the application is easy and you wonโt need to do a life insurance medical exam. But there are downsides to know about with these policies,... -
Self-Employed Insurance: Cost And Types You Need
Whether youโre a freelancer, 1099er or โsolopreneur,โ being self-employed means you have to tackle many issues on your own. This includes choosing the right insurance. The right small business insurance policy that has essential coverage types to protect your particular... -
How To File A Complaint About Your Insurance Company
If youโre not satisfied with your insurance company, you can make a complaint. There are a few good routes to making your voice heard, and if you canโt get resolution from the insurer you can file a formal complaint with... -
Term Life Vs. Whole Life Insurance
Life insurance policy types can be divided into two main buckets: term life insurance and cash value life insurance. Whole life insurance is one choice for cash value life insurance. Knowing the main differences between term vs. whole life insurance... -
Life Insurance Graded Death Benefits Explained
With most life insurance policies, your beneficiaries are paid the full death benefit when they make a claim. But if you have a life insurance policy with a โgraded death benefit,โ your beneficiaries wonโt get paid the full death benefit... -
Naming A Life Insurance Beneficiary: What To Know
There are a variety of reasons to buy life insurance. Providing income replacement for your family in case youโre no longer around is a common motivation. Or you may want life insurance thatโs meant only to pay for funeral costs.... -
Tin Leg Travel Insurance Review 2025
Tin Legโs Gold plan stands out in our evaluation because it offers robust levels of medical benefits for a very good price. The policy provides $500,000 in travel medical coverage per person and $500,000 in medical evacuation per person. Still,... -
How Does Usage-Based Car Insurance Work?
If youโre looking for car insurance rates that reflect your actual good driving skills, usage-based insurance (UBI) might be a good fit. UBI is an option offered by many auto insurance companies that tracks your driving and could result in cheaper... -
Life Insurance Riders Explained
Life insurance can be a primary financial safety net for your loved ones in case you pass away. It can provide money for anything they need, from housing to college tuition to paying off debts. Life insurance riders allow you... -
What Is A Health Insurance Deductible?
A health planโs deductible is one factor that health insurers use when setting premiums. Health plans with higher deductibles generally have lower premiums and vice-versa. While some people focus on monthly premiums, a health insurance deductible can significantly affect what... -
Workersโ Compensation Insurance Cost
Workersโ compensation insurance pays for medical care, lost wages and other benefits should an employee get hurt or sick on the job. It is an important insurance coverage and one that is required of businesses in most states. The average...
About
Amy Danise is the former managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance. She is a highly experienced editor, writer and team leader with an extensive background in the insurance sector. With a career spanning more than three decades, she has focused her work on consumer-oriented publications.