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Amy Danise

Former Staff Editor

About

Amy Danise is the former managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance. She is a highly experienced editor, writer and team leader with an extensive background in the insurance sector. With a career spanning more than three decades, she has focused her work on consumer-oriented publications.

Amy Danise is the former managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance. She is a highly experienced editor, writer and team leader with an extensive background in the insurance sector. With a career spanning more than three decades, she has focused her work on consumer-oriented publications.

Amyโ€™s goal is to distill complex insurance topics into accessible and actionable information. She works with the insurance editorial team to translate insurance jargon into clear language and help consumers understand how much they should expect to pay for insurance and which companies offer the best products. She develops data-driven methodologies to identify the best insurance companies so that consumers can better navigate the large and complicated landscape of insurance.

Amy leverages her wide range of insurance industry contacts and knowledge of data sources to develop Forbes Advisorโ€™s insurance content. She regularly reviews state regulatory filings made by insurance companies to uncover information that isnโ€™t available elsewhere.

In her previous roles she has managed insurance editorial operations at high-profile personal finance websites and been quoted by major news outlets including The New York Times, The Wall Street Journal, The Washington Post and CNBC.

Sheโ€™s especially interested in how the insurance industry increasingly uses the personal data of policyholders and applicants in ways that consumers arenโ€™t aware of.

Expertise

  • Auto insurance
  • Home insurance
  • Renters insurance
  • Life insurance
  • Pet insurance
  • Travel insurance
  • Health insurance
  • Small business insurance
  • Insurance regulation
  • Trends in insurance rates

Achievements

  • More than 25 years of experience creating consumer insurance articles
  • Quoted in national news outlets

Education

Bachelorโ€™s degree in American studies from Wesleyan University

  • The Best Annual Travel Insurance Of 2025

    GeoBlue and Trawick International are the best annual travel insurance companies in our analysis. Policies were scored on metrics important to those shopping for annual travel insurance: cost and medical expense, medical evacuation, cancellation and trip interruption limits. The cost...
    The Best Annual Travel Insurance Of 2025
  • Best Travel Insurance For Thailand Trips

    Thailand, the โ€œLand of Smilesโ€ offers exotic cuisine, floating markets, dynamic nightlife and a centuries-old culture steeped in Buddhism. A shoreside jaunt to the white-sand beaches of Ko Samui, a tuk-tuk tour of Bangkok, a visit to the Temple of...
    Best Travel Insurance For Thailand Trips
  • Is Flight Insurance Worth It?

    Flight insurance can be worthwhile if you canโ€™t afford to lose the money you paid for nonrefundable airfare when unexpected circumstances disrupt your travel plans. This can include delays and cancellations. Flight insurance is also worth considering if you canโ€™t...
    Is Flight Insurance Worth It?
  • Best Pet Insurance In Georgia Of 2025

    A pet medical emergency like cancer treatment could cost you thousands of dollars in vet bills. Pet insurance can be an ideal way to offset those costs. To help you find the best pet insurance in Georgia, we analyzed 12...
    Best Pet Insurance In Georgia Of 2025
  • Major Medical Insurance: What Is It?

    Major medical insurance is comprehensive health insurance that covers medical services, hospitalizations, doctor visits, prescriptions, mental health and other types of healthcare. The vast majority of health coverage is considered major medical insurance, but there are lower-cost alternatives, such as...
    Major Medical Insurance: What Is It?
  • How Long Can You Stay On Your Parentโ€™s Health Insurance?

    You can typically stay on a parentโ€™s health insurance until you turn 26 but some states allow you to remain on a parentโ€™s plan longer. If youโ€™re losing your parentโ€™s coverage, there are multiple ways to get health insurance, such...
    How Long Can You Stay On Your Parentโ€™s Health Insurance?
  • Life Insurance Statistics, Data and Industry Trends 2025

    Life insurance provides many American families with an important financial safety net. The life insurance industry is large, and while it may seem stodgy, it is ever-evolving. We looked at statistics that reveal the scope of this industry. Total premiums...
    Life Insurance Statistics, Data and Industry Trends 2025
  • House Replacement Cost Estimator: What It Is & How To Estimate

    Home insurance covers your house if itโ€™s damaged or destroyed and you need to rebuild. You want to make sure you have enough replacement cost value coverage so that your insurance company would provide enough money to rebuild if your...
    House Replacement Cost Estimator: What It Is & How To Estimate
  • Pumpkin Pet Insurance Review 2025

    We like that Pumpkin pet insurance doesnโ€™t have an upper pet age limit for buying a new policy, making it a good option for senior pets. It also offers deductible choices of 80% and 90% for senior petsโ€”you may not...
    Pumpkin Pet Insurance Review 2025
  • Nationwide Pet Insurance Review 2025

    We like that Nationwide offers a variety of pet insurance options, including accident and illness policies, accident-only policies and pet insurance for exotic pets, which you wonโ€™t find elsewhere. Youโ€™ll also have the option of adding a pet wellness plan...
    Nationwide Pet Insurance Review 2025
  • Primerica Life Insurance Review

    Primerica offers a limited selection of life insurance options, and rates are reportedly high. It specializes in term life insurance but also offers other financial products through full-time and part-time representatives. We think life insurance buyers are better off working...
    Primerica Life Insurance Review
  • TruStage Life Insurance Review

    TruStage Insurance Agency offers life insurance in partnership with CUNA Mutual. These policies do not require a medical exam. Itโ€™s possible to apply for all TruStage insurance products online. However, TruStageโ€™s maximum coverage amounts tend to be low.
    TruStage Life Insurance Review
  • USAA Travel Insurance Review

    USAA sells travel insurance through a partnership with Travel Insured International. The Worldwide Trip Protector is a top-scoring policy in Forbes Advisorโ€™s ratings of the best travel insurance. This policy offers robust benefits at a lower price compared to other...
    USAA Travel Insurance Review
  • โ€‹โ€‹Compare Life Insurance Quotes In 2025

      Life insurance is often more affordable than people realize. The key to finding coverage that fits into your budget is comparing quotes from multiple companies. Doing so gives you valuable insight into what's available and helps ensure you'll get...
    โ€‹โ€‹Compare Life Insurance Quotes In 2025
  • Travel Guard Travel Insurance Review 2025

    We like the Travel Guard Deluxe policy for people who donโ€™t require high travel medical expense limits but instead want the opportunity to customize a policy to meet their needs. The policy offers optional pet, wedding, adventure sports and travel...
    Travel Guard Travel Insurance Review 2025
  • Life Insurance For Marijuana Users

    Marijuana is approved for medical use in 47 states and recreational use in 24 states, with continued growth expected. As the acceptance and legalization of marijuana for medical and recreational use continues to rise, cannabis users may be interested in...
    Life Insurance For Marijuana Users
  • Comprehensive Vs. Collision Auto Insurance

    Comprehensive and collision insurance are essential parts of the best auto insurance policies if you want insurance compensation to repair or replace your car if youโ€™re in an accident or if your car is stolen. Before examining collision and comprehensive...
    Comprehensive Vs. Collision Auto Insurance
  • The High Cost Of Renewing A Term Life Insurance Policy

    When you buy term life insurance you lock in your rate for the level term period, such as 20 years. Common options for level term periods are 5, 10, 20 and 30 years, with some companies even offering 35- and...
    The High Cost Of Renewing A Term Life Insurance Policy
  • Travel Insurance For Pre-Existing Conditions

    A travel insurance policy usually wonโ€™t pay for medical bills or claims related to your past medical history. But if you have a pre-existing medical condition exclusion waiver, you can be covered for problems related to pre-existing conditions during your...
    Travel Insurance For Pre-Existing Conditions
  • How Simplified Issue Life Insurance Works

    If youโ€™re shopping for life insurance you might be considering a simplified issue policy because the application is easy and you wonโ€™t need to do a life insurance medical exam. But there are downsides to know about with these policies,...
    How Simplified Issue Life Insurance Works
  • Self-Employed Insurance: Cost And Types You Need

    Whether youโ€™re a freelancer, 1099er or โ€œsolopreneur,โ€ being self-employed means you have to tackle many issues on your own. This includes choosing the right insurance. The right small business insurance policy that has essential coverage types to protect your particular...
    Self-Employed Insurance: Cost And Types You Need
  • How To File A Complaint About Your Insurance Company

    If youโ€™re not satisfied with your insurance company, you can make a complaint. There are a few good routes to making your voice heard, and if you canโ€™t get resolution from the insurer you can file a formal complaint with...
    How To File A Complaint About Your Insurance Company
  • Term Life Vs. Whole Life Insurance

    Life insurance policy types can be divided into two main buckets: term life insurance and cash value life insurance. Whole life insurance is one choice for cash value life insurance. Knowing the main differences between term vs. whole life insurance...
    Term Life Vs. Whole Life Insurance
  • Life Insurance Graded Death Benefits Explained

    With most life insurance policies, your beneficiaries are paid the full death benefit when they make a claim. But if you have a life insurance policy with a โ€œgraded death benefit,โ€ your beneficiaries wonโ€™t get paid the full death benefit...
    Life Insurance Graded Death Benefits Explained
  • Naming A Life Insurance Beneficiary: What To Know

    There are a variety of reasons to buy life insurance. Providing income replacement for your family in case youโ€™re no longer around is a common motivation. Or you may want life insurance thatโ€™s meant only to pay for funeral costs....
    Naming A Life Insurance Beneficiary: What To Know
  • Tin Leg Travel Insurance Review 2025

    Tin Legโ€™s Gold plan stands out in our evaluation because it offers robust levels of medical benefits for a very good price. The policy provides $500,000 in travel medical coverage per person and $500,000 in medical evacuation per person. Still,...
    Tin Leg Travel Insurance Review 2025
  • How Does Usage-Based Car Insurance Work?

    If youโ€™re looking for car insurance rates that reflect your actual good driving skills, usage-based insurance (UBI) might be a good fit. UBI is an option offered by many auto insurance companies that tracks your driving and could result in cheaper...
    How Does Usage-Based Car Insurance Work?
  • Life Insurance Riders Explained

    Life insurance can be a primary financial safety net for your loved ones in case you pass away. It can provide money for anything they need, from housing to college tuition to paying off debts. Life insurance riders allow you...
    Life Insurance Riders Explained
  • What Is A Health Insurance Deductible?

    A health planโ€™s deductible is one factor that health insurers use when setting premiums. Health plans with higher deductibles generally have lower premiums and vice-versa. While some people focus on monthly premiums, a health insurance deductible can significantly affect what...
    What Is A Health Insurance Deductible?
  • Workersโ€™ Compensation Insurance Cost

    Workersโ€™ compensation insurance pays for medical care, lost wages and other benefits should an employee get hurt or sick on the job. It is an important insurance coverage and one that is required of businesses in most states. The average...
    Workersโ€™ Compensation Insurance Cost

About

Amy Danise is the former managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance. She is a highly experienced editor, writer and team leader with an extensive background in the insurance sector. With a career spanning more than three decades, she has focused her work on consumer-oriented publications.