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Ashlee Valentine

Staff Editor

About

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering others to protect life's most important assets. When Ashlee isn't spreading insurance knowledge or solving television murder mysteries, she enjoys spending time with her family (including the furry and feathery ones) on their farm in Kentucky.

Ashlee is an insurance editor, journalist and business professional. She earned an MBA in 2014 with a concentration in finance and has more than 17 years of hands-on experience in the finance industry. In addition to leading finance teams and teaching college students about personal finance topics like insurance, budgeting and credit cards, she began writing professionally about personal finance in 2018. Since then, Ashleeโ€™s clients have published more than 400 of her articles.

Ashlee is a self-proclaimed social distancing expert and a bonafide INTJ. She is incredibly passionate about reaching those who need it most by using a direct and logical but relatable and trustworthy approach to tackling complex topics, like insurance.

Fun facts:

  • Ashlee is an expert (former Certified Professional in Supply Management (CPSM) and Accounts Payable Manager (APM)) in supply chain management and procurement and now writes eBooks and blogs for former technology suppliers.
  • Ashlee spent a decade volunteering for the Alzheimerโ€™s Association as a congressional ambassador and now writes content for senior-living resource communities.
  • Ashlee has a secret arsenal of self-written poetry spanning over three decades. But donโ€™t tell anyone!

Expertise

  • Life insurance
  • Home insurance
  • Car insurance
  • Personal finance
  • Supply chain
  • Technology
  • SaaS

Achievements

  • Over 17 years of experience in finance
  • Earned an MBA in 2014
  • Former personal finance adjunct instructor
  • Over six years writing about insurance and other personal finance topics

Education

MBA โ€“ Murray State University (completed in 2014)

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    Medicare and Medicaid are both government health insurance programs to help individuals who meet certain criteria have the coverage they need. Medicare eligibility is based primarily on age or disability status, while Medicaid is based on income status. Medicare typically...
    Medicare vs. Medicaid: How Are They Different?
  • Costly Medicare Mistakes And How To Avoid Them

    Medicare makes health insurance possible for over 68 million U.S. adults. But because of the complexity of the program and its plans, costly mistakes are common. The best way to avoid expensive Medicare missteps is to understand the most common...
    Costly Medicare Mistakes And How To Avoid Them
  • Best Pet Insurance In Wisconsin Of 2025

    A pet medical emergency like eye surgery could cost you thousands of dollars in vet bills. Pet insurance can be an effective way to offset those costs.To help you find the best pet insurance in Wisconsin, we analyzed 12 plans...
    Best Pet Insurance In Wisconsin Of 2025
  • Best Pet Insurance In Minnesota Of 2025

    A pet medical emergency, like cancer treatments, could cost you thousands of dollars in vet bills. Pet insurance can be an effective way to offset those costs.To help you find the best pet insurance in Minnesota, we analyzed 12 plans...
    Best Pet Insurance In Minnesota Of 2025
  • Best Pet Insurance In Maryland Of 2025

    A pet medical emergencyโ€”think swallowing a foreign objectโ€”could cost you thousands of dollars in vet bills. Pet insurance can help offset those costs.To help you find the best pet insurance in Maryland, we analyzed 12 plans and crunched more than...
    Best Pet Insurance In Maryland Of 2025
  • Best Pet Insurance In Indiana Of 2025

    A pet medical emergency like cancer treatment could cost you thousands of dollars in vet bills. Pet insurance can be an effective way to offset those costs. To help you find the best pet insurance in Indiana, we analyzed 12...
    Best Pet Insurance In Indiana Of 2025
  • Best Pet Insurance In Illinois Of 2025

    A pet medical emergency like kidney disease could cost you thousands of dollars in vet bills. Pet insurance can be a practical way to offset those costs. To help you find the best pet insurance in Illinois, we analyzed 12...
    Best Pet Insurance In Illinois Of 2025
  • What Is Medicare Supplement Plan G?

    Medicare Supplement Plan G is a Medigap plan that covers out-of-pocket Medicare Part A and Part B expenses, like deductibles, copayments and blood transfusions.  Medicare Supplement Plan G costs range from $147 to $245 per month for a 65-year-old non-tobacco...
    What Is Medicare Supplement Plan G?
  • Best Military Car Insurance for Veterans and Families 2025

    Erie, USAA and Nationwide stand out as the best car insurance for veterans and military families, based on an analysis of 14 major auto insurers. Erie and USAA both earned five out of five stars, while Nationwide followed closely with...
    Best Military Car Insurance for Veterans and Families 2025
  • Cheapest Life Insurance Companies Of 2025

    You need life insurance, but you also need to be able to afford it. Though thereโ€™s a common misconception that life insurance is expensive, the average term life insurance policy costs between $12 and $14 a month for a healthy...
    Cheapest Life Insurance Companies Of 2025
  • Best Affordable Health Insurance Companies Of 2025

    Health insurance premiums are one of the most important factors when choosing the best affordable health insurance. But thatโ€™s just the start when shopping for the right plan for you. To find the best affordable health insurance companies, we analyzed...
    Best Affordable Health Insurance Companies Of 2025
  • Best Health Insurance For College Students Of 2025

    Kaiser Permanente is the best health insurance company for college students, according to our analysis of six major health insurers. College students may need health insurance for a variety of reasonsโ€”from routine care to expensive medical treatments. But with all...
    Best Health Insurance For College Students Of 2025
  • Best Commercial Auto Insurance 2025

    If you use a vehicle, such as a van, truck, or car, for business purposes, you need commercial auto insurance. Your personal auto insurance policy wonโ€™t cover work-related accidents. To help you find the best commercial auto insurance, we evaluated...
    Best Commercial Auto Insurance 2025
  • Best Motorcycle Insurance Companies Of 2025

    Most states require insurance on motorcycles so you can pay for damages and injuries you accidentally cause to others. By adding extra coverage you can also get insurance to repair or replace your bike, gear and more after an accident....
    Best Motorcycle Insurance Companies Of 2025
  • Best Burial Insurance Companies Of 2025

    Burial insurance, or final expense insurance, is a life insurance policy with low coverage amounts designed to cover final expenses. It requires no medical exam and is generally purchased by people who want funeral insurance to cover final expenses and...
    Best Burial Insurance Companies Of 2025
  • 3 Best Life Insurance Companies For Seniors Of 2025

    Like all life insurance shoppers, seniors need affordable rates, low policy costs and reliable policy illustrations from a trusted company. Our selections of the top companies check all those boxes and have strong financial strength ratings from AM Best. To...
    3 Best Life Insurance Companies For Seniors Of 2025
  • Best Car Insurance For Seniors Of 2025

    Senior citizens often face higher car insurance rates due to increased accident risks associated with aging. Which companies offer the most affordable car insurance for seniors?  We carried out a detailed assessment of 14 auto insurance companies to help you...
    Best Car Insurance For Seniors Of 2025
  • What Is Medicare Supplement Plan N?

    Medicare Supplement Plan N is a Medigap plan that covers out-of-pocket Medicare Part A and Part B expenses, like deductibles, copayments and blood transfusions.  Medicare Supplement Plan N costs range from $109 to $183 per month for a 65-year-old non-tobacco...
    What Is Medicare Supplement Plan N?
  • Understanding Medicare Plan F: Coverage And Comparisons

    Medicare Supplement Plan F is the most comprehensive Medigap plan. Plan F is only available to people who became eligible for Medicare before January 1, 2020, and costs range from $150 to $400 per month. Plan G is similar to...
    Understanding Medicare Plan F: Coverage And Comparisons
  • What Does Pet Insurance Cover?

    Pet owners can expect their furry friends to have a health problem at some point, whether itโ€™s bite wounds, swallowing a foreign object, skin allergies or a serious illness such as cancer. The best pet insurance plans cover these types...
    What Does Pet Insurance Cover?
  • 3 Cheapest Pet Insurance Companies Of 2025

    An expensive veterinary procedure like knee surgery, cancer treatment or removing a swallowed foreign object could set you back thousands of dollars at the vet. But you can find a good pet insurance plan for a reasonable price to help...
    3 Cheapest Pet Insurance Companies Of 2025
  • How Much Does Pet Insurance Cost? (2025)

    The average cost of pet insurance is $46 per month for a dog and $23 per month for a cat. Your pet insurance costs will vary depending on the age and type of pet and where you live, among other...
    How Much Does Pet Insurance Cost? (2025)
  • The Best Whole Life Insurance Companies Of 2025

    If you want a cash value life insurance policy, but donโ€™t want the risk associated with indexed universal or variable universal, consider whole life insurance. It offers a guaranteed minimum rate of return, a guaranteed death benefit and premiums that...
    The Best Whole Life Insurance Companies Of 2025
  • How Much Does Medicare Supplement Cost?

    Medigap costs, on average, range from $32 to $346 per month for a 65-year-old living in California.  Your costs for Medigap will vary depending on which plan you choose, your location, your age, the insurance company, the underwriting process and...
    How Much Does Medicare Supplement Cost?
  • Which Is Better For Me: Medicare Advantage Or Medigap?

    Original Medicare often leaves gaps in coverage that can become quite expensive. Medicare Advantage and Medigap are two options intended to meet the needs of individuals who find that Original Medicare (Part A and Part B) coverage falls short. The...
    Which Is Better For Me: Medicare Advantage Or Medigap?
  • How Much Does Medicare Cost?

    Most U.S. citizens age 65 or older qualify for free Medicare Part A (hospital insurance), but you will be responsible for paying deductibles and coinsurance. The average cost of Medicare Part B (medical insurance) is $185 per month, but your...
    How Much Does Medicare Cost?
  • Medicare Part A: The Coverage and Costs

    Medicare Part A is one of two parts of Original Medicare and is also known as hospital insurance. Part A covers inpatient hospital stays, skilled nursing facility care, home health and hospice care.  For most people, Medicare Part A has...
    Medicare Part A: The Coverage and Costs
  • 8 Best Life Insurance Companies Of 2025

    Your death can cause your loved ones much more than emotional heartache; it can also cause financial hardship. That is, if you donโ€™t have life insurance. The right life insurance policy, with the right amount of coverage, means your family...
    8 Best Life Insurance Companies Of 2025
  • Best Term Life Insurance Companies: Expert-Rated Of 2025

    Term life insurance is generally the most cost-effective option for covering temporary financial obligations with life insurance, like a mortgage or your childโ€™s college education. The average monthly cost of a 30-year term life policy is $49 for  $500,000 in...
    Best Term Life Insurance Companies: Expert-Rated Of 2025
  • 3 Best No-Exam Life Insurance Of 2025

    If the thought of a medical exam has you hesitating to buy a life insurance policy, let us introduce you to no-exam life insurance. If youโ€™re young and healthy, you likely qualify for a policy with no medical exam requirements.To...
    3 Best No-Exam Life Insurance Of 2025

About

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering others to protect life's most important assets. When Ashlee isn't spreading insurance knowledge or solving television murder mysteries, she enjoys spending time with her family (including the furry and feathery ones) on their farm in Kentucky.