Kiah Treece

Staff Writer

About

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and business owners make informed financial decisions. She has been featured by leading publications, including Forbes Advisor, Investopedia and Money.

Kiah is a Senior Staff Writer at Forbes Advisor and has been writing about personal finance and small business topics for nearly 10 years. Since leaving the legal profession in 2018, she has owned and operated numerous small businesses and developed expertise in small business and personal lending, real estate, insurance and other areas of personal finance.

Kiah uses her expertise as a small business owner and former attorney to demystify debt and guide consumers through the borrowing process—without the confusing jargon. She is passionate about entrepreneurship, real estate investing and helping consumers feel confident about their business and personal finances.

Expertise

Personal Finance
Personal Loans
Mortgages
Small Business Loans

Achievements

Serial entrepreneur and former attorney
Executive editor of The University of Toledo Law Review
Contributor to top publications like Forbes, Los Angeles Times and Investopedia

Education

University of Miami (B.A., Ecosystem Science and Policy)
University of Florida (M.S., Interdisciplinary Ecology)
University of Toledo (J.D., Certificate in Environmental Law)

5 hours ago

Best Personal Loan Rates: Starting At 5.91%

Personal loan rates currently range from around 6% to 36%, depending on the lender, borrower creditworthiness and other factors. While interest rates are not the only costs associated with taking out a loan, it’s important to compare lenders to identify...
5 hours ago

Best Personal Loans Of 2025: Compare Top Lenders

Whether you’re planning for a large purchase or facing an unexpected expense, a personal loan can help you access the cash you need. When searching for a personal loan, we understand you need sufficient financing at an affordable price. To...
5 hours ago

Current Second Home Mortgage Rates

If you’re planning to purchase a second home or refinance an existing one, current second home mortgage rates can significantly impact your finances. These rates are typically higher than primary residences due to the additional risk posed by second home...
5 hours ago

Current Investment Property Mortgage Rates

Investing in real estate can help you build wealth and achieve financial freedom. Before you take the plunge, it’s essential to understand the current investment property rates available. Knowing what kind of interest rate you can expect to pay on...
1 day ago

Current New York Mortgage And Refinance Rates

Understanding mortgage and refinance rates is key when navigating the New York housing market. These rates aren’t set in stone, though. They fluctuate based on factors like 10-year Treasury yields, economic conditions, Federal Reserve policy and inflation. To help you...
1 day ago

Current Florida Mortgage And Refinance Rates

Whether you’re searching for a new home or planning to refinance, understanding mortgage and refinance rates is essential to navigating Florida’s housing market. That said, interest rates aren’t set in stone, and they fluctuate based on economic factors, like 10-year...
4 days ago

Current Alabama Mortgage And Refinance Rates

If you’re getting ready to buy a new home or refinance your mortgage in Alabama, understanding current rates is key. That said, these rates aren’t set in stone, and they change based on factors like economic conditions, Federal Reserve policy...
4 days ago

Current North Carolina Mortgage And Refinance Rates

Understanding current mortgage rates and refinance rates in North Carolina is essential if you’re planning to buy a home or refinance your existing mortgage. These rates directly impact monthly payments and long-term borrowing costs, but they fluctuate based on numerous...
4 days ago

Current Texas Mortgage And Refinance Rates

Understanding mortgage and refinance rates is key when navigating the Texas housing market. These rates aren’t set in stone, though. They fluctuate based on factors like 10-year Treasury yields, economic conditions, Federal Reserve policy and inflation. To help you understand...
4 days ago

Current California Mortgage And Refinance Rates

Understanding mortgage and refinance rates is key when navigating the California housing market. These rates aren’t set in stone, though. They fluctuate based on factors like 10-year Treasury yields, economic conditions, Federal Reserve policy and inflation. To help you understand...
4 days ago

Current Colorado Mortgage And Refinance Rates

If you’re getting ready to buy a new home or refinance your mortgage in Colorado, understanding current rates is key. That said, these rates aren’t set in stone, and they change based on factors like economic conditions, Federal Reserve policy...
4 days ago

Current Georgia Mortgage And Refinance Rates

Understanding mortgage and refinance rates is key when navigating the Georgia housing market. These rates aren’t set in stone, though. They fluctuate based on factors like 10-year Treasury yields, economic conditions, Federal Reserve policy and inflation. To help you understand...
4 days ago

Compare Current Home Equity Loan Rates

Home equity loan interest rates currently average between 8.03% and 8.32%, depending on the loan amount, loan-to-value ratio (LTV), borrower qualifications and other factors. The rate isn't the only factor that determines your total cost of a home equity loan,...
4 days ago

Best Long-Term Personal Loans Of 2025

Long-term personal loans can be a great way to finance large purchases or consolidate debt by spreading payments out over time. However, loan amounts and repayment terms vary, and interest rates may be higher than for smaller loans. The best...
2 weeks ago

Best Startup Business Loans Of 2025

Startup business loans help new companies get off the ground without having to qualify for traditional business loans. Startup owners can rely on term loans, lines of credit, asset-based financing and business credit cards to cover operating costs. Whereas, funds...
2 weeks ago

Best RV Loans Of 2025

If you’re hoping to spend more time on the road or just want to reconnect with nature, recreational vehicle (RV) loans can make it easier to finance your dream. The best RV loans offer competitive interest rates, high borrowing limits...
2 weeks ago

Best Credit Card Consolidation Loans Of 2025

If you’re struggling to make multiple monthly credit card payments, a credit card consolidation loan can simplify your finances and help you save money. This type of loan can help you pay off your existing credit card debt, yielding a...
2 weeks ago

Buying a House When Unmarried? Consider These Things.

The decision to buy a home is an exciting one, but it can be especially complex if you’re navigating the purchase with a significant other who’s not married to you. Unmarried couples must clearly communicate—with each other and to their...
2 weeks ago

Mortgage Refinance Calculator

Mortgage refinancing is when a homeowner takes out another loan to pay off—and replace—their original mortgage. A mortgage refinance calculator can help borrowers estimate their new monthly mortgage payments, the total costs of refinancing and how long it will take...
2 weeks ago

Adoption Loans: What You Need To Know

Adoption loans are a financial solution for those hoping to bring home a child through adoption. Adopting a child can become expensive, and these loans are just one option to help cover those costs. Adoption loans are available from various...
2 weeks ago

8 Mortgage Refinance Options

Mortgage refinancing can help you access more competitive interest rates, lower your monthly payments and help access cash for home improvements. By taking out a new loan with better terms and lower interest rates, you can pay off your current...
2 weeks ago

What Is A Collateral Loan And How Can I Get One?

A collateral loan is a secured loan that requires the borrower to provide an asset as security for repayment. With these loans, a lender can take possession of your property—the loan collateral—if you fail to repay the loan. Common examples...
2 weeks ago

What Is A Home Equity Loan?

Home equity loans are second mortgages that are secured by the borrower’s home and paid out in a lump sum. Lenders typically extend loans up to 85% of a borrower’s home equity and, once disbursed, the borrower must pay interest...
2 weeks ago

Best Student Loans Without A Co-Signer Of 2025

The best student loan without a co-signer is a federal direct subsidized or unsubsidized student loan, but there are annual caps on how much you can borrow. If you need more money, private student loans may be an option, but...
3 weeks ago

OnDeck Business Loans Review 2025

is an online lending platform that offers small business loans and lines of credit with fast funding speeds. If you struggle to qualify for business loans elsewhere due to a low personal credit score, insufficient revenue or inadequate time in...
3 weeks ago

SoFi Student Loan Review 2025

SoFi provides private student loans for undergraduate and graduate students without additional fees. Repayment terms range from five to 15 years, and SoFi offers several repayment options and support if you face financial hardship. SoFi’s rates start at with autopay...
3 weeks ago

Rocket Mortgage Review 2025

Rocket Mortgage is an online lender that offers competitive mortgages for buying or refinancing a home—even if you have fair credit or a limited down payment. The lender offers most major mortgage types, with flexible terms from eight to 30...
4 weeks ago

Small Business Grants For Veterans

The prospect of starting a new business or expanding an existing venture after your military service is exciting, but securing a business loan may not be an option if you have limited credit or business experience. Small business grants for...
1 month ago

Student Loan Forgiveness: Types, Eligibility & More

Student loan forgiveness offers relief to millions of borrowers burdened by educational debt, making it a critical part of today’s financial landscape. But eligibility requirements can be confusing, and recent changes to student loan forgiveness under the Trump Administration’s One...
1 month ago

FAFSA Income Limits 2025: Are You Eligible For Student Aid?

Completing the Free Application for Federal Student Aid (FAFSA) is the first step toward qualifying for financial aid like grants and loans. But how do you know if you’re eligible for student aid? While there aren’t any FAFSA income limits,...