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Michelle Megna

Staff Editor

About

Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a lifestyle reporter at the New York Daily News, a magazine editor covering consumer technology, a foreign correspondent for Time and various newswires and local newspaper reporter.

Michelle is a lead editor for insurance at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. PPrior to covering insurance, Michelle was: a lifestyle reporter at the New York Daily News; a magazine editor covering consumer technology; a foreign correspondent for Time and various newswires; and a local newspaper reporter.

In her role as an insurance writer and editor, Michelle covers travel, auto, home, life and health insurance, distilling complex insurance topics for consumers. This involves writing and editing data-based and survey-based articles, company reviews and articles that help consumers make educated choices about insurance coverage.

Expertise

  • Travel insurance
  • Car insurance
  • Home insurance
  • Life insurance

Achievements

  • Journalist for 35 years
  • Worked as a local news reporter coving city politics, elections, government, schools, crime
  • Worked as a foreign correspondent based in Seoul, South Korea, for Time and DPA, the German national newswire
  • Worked as a magazine editor for one of the first consumer technology publications, owned by Disney
  • Worked as a magazine editor for Time Inc. Custom Publishing covering consumer technology
  • Worked as consumer technology and lifestyle reporter at the New York Daily News
  • Worked as an editor of several consumer technology and personal finance sites
  • Worked as editor of CarInsurance.com, Insure.com, Insurance.com covering consumer technology for QuinStreet.

Education

University of Massachusetts Amherst

B.A. in Communications, with a minor in Journalism

  • Best Health Insurance Companies Of 2025

    People often understand the importance of health insurance, but how do you find the best health insurance for your specific situation? Health insurance shopping isnโ€™t often the easiest or most pleasant task, but weโ€™ve done much of the work for...
    Best Health Insurance Companies Of 2025
  • Best Travel Insurance For Seniors In 2025

    The best travel insurance policies package together benefits that can compensate you when things go wrong at a price thatโ€™s right for you. But how do you know which ones are best for senior travelers? To determine the best travel...
    Best Travel Insurance For Seniors In 2025
  • 10 Best Travel Insurance Companies For 2025: Expert-Rated

    Travel insurance can be a smart way to offset costs if unforeseen circumstances derail your trip. But how do you know which policies provide top-notch coverage at an affordable price? To identify the best travel insurance, we evaluated 69 policies...
    10 Best Travel Insurance Companies For 2025: Expert-Rated
  • Best โ€˜Cancel For Any Reasonโ€™ Travel Insurance Of 2025

    No one knows what the future holds, so buying travel insurance with a โ€œcancel for any reasonโ€ (CFAR) upgrade can be a smart move. For example, a canโ€™t-miss event may arise that conflicts with your trip dates, or you may...
    Best โ€˜Cancel For Any Reasonโ€™ Travel Insurance Of 2025
  • Best Homeowners Insurance Of 2025

    Home insurance can play a key role in protecting you if your house is damaged or destroyed by a problem covered by a policy, such as a fire. But policies and coverage arenโ€™t one-size-fits-all, so how can you find the...
    Best Homeowners Insurance Of 2025
  • Best Health Insurance For Retirees Of 2025

    Kaiser Permanente and UnitedHealthcare are the best health insurance companies for retirees, based on our evaluation. We researched nearly 260 health plans and scored key metrics important to senior health insurance buyers. These include cost, quality ratings and complaints. You...
    Best Health Insurance For Retirees Of 2025
  • Best Car Insurance For College Students Of 2025

    Our analysis shows the average car insurance cost for a college student on their own policy is $4,694 a year, based on the 14 auto insurers we evaluated. College students can look for student discounts to reduce rates, but the...
    Best Car Insurance For College Students Of 2025
  • UnitedHealthcare Medicare Supplement 2025 Review

    UnitedHealthcare, which is the exclusive Medicare Supplement provider of AARP, offers no-cost and competitively priced benefits, including discount dental, hearing and vision programs, the Renew Active Fitness Program and AARP programs for brain health.
    UnitedHealthcare Medicare Supplement 2025 Review
  • 7 Best Car Insurance Companies Of August 2025

    Car insurance can be your lifeline after an accidentโ€”or your biggest regret if itโ€™s not the best policy for your needs. Which companies offer not only affordable rates but great coverage options and reliable service?We assessed 14 major car insurance...
    7 Best Car Insurance Companies Of August 2025
  • What Is Medicare Supplement: How It Works and What It Covers

    Medicare Supplement, also called Medigap, helps beneficiaries with Original Medicare (Parts A and B) pay out-of-pocket costs, such as copays, deductibles and coinsurance. Original Medicare pays for hospitalizations, doctor visits, outpatient care and other services, but it doesnโ€™t cover all...
    What Is Medicare Supplement: How It Works and What It Covers
  • Humana Medicare Supplement 2025 Review

    We like Humana Medicare Supplementโ€™s expanded benefits, including dental and vision coverage, hearing services and discounts, SilverSneakers fitness program, meal deliveries after hospitalizations and access to a registered nurse. Those benefits are also coupled with Humanaโ€™s 10 different Medigap plans,...
    Humana Medicare Supplement 2025 Review
  • Is Travel Insurance Worth It?

    Travel insurance is worth it if you canโ€™t afford to lose the hard-earned money you invested in a trip or to fork out extra cash if things donโ€™t go as planned. But no one can blame you if youโ€™re hesitant...
    Is Travel Insurance Worth It?
  • The Best Annual Travel Insurance Of 2025

    GeoBlue and Trawick International are the best annual travel insurance companies in our analysis. Policies were scored on metrics important to those shopping for annual travel insurance: cost and medical expense, medical evacuation, cancellation and trip interruption limits. The cost...
    The Best Annual Travel Insurance Of 2025
  • World Nomads Travel Insurance Review 2025

    World Nomads stands out among competitors for its specialty in covering adventure activities, which are usually excluded from standard travel medical insurance. The Epic plan covers over 340 activities. It also has generous benefits. Trip delay coverage is outstandingโ€”$5,000 after...
    World Nomads Travel Insurance Review 2025
  • What Is Medicare? How It Works And What It Covers

    Medicare is health insurance offered primarily to senior citizens and people with disabilities. The federal program lets you choose between two overarching types: Original Medicare or Medicare Advantage. Which is the right one for you?   That answer depends on many...
    What Is Medicare? How It Works And What It Covers
  • Best Term Life Insurance Companies: Expert-Rated Of 2025

    Term life insurance is generally the most cost-effective option for covering temporary financial obligations with life insurance, like a mortgage or your childโ€™s college education. The average monthly cost of a 30-year term life policy is $49 for  $500,000 in...
    Best Term Life Insurance Companies: Expert-Rated Of 2025
  • Generali Global Assistance Travel Insurance Review 2025

    We like Generaliโ€™s Premium policy for its generous window to get preexisting medical conditions coverage. Travelers with preexisting conditions can get coverage as long as they buy a Premium policy up to or within 24 hours of making their final...
    Generali Global Assistance Travel Insurance Review 2025
  • Best Cheap Low-Mileage Car Insurance Of 2025

    It's worth taking a few minutes to shop around for a low-mileage policyโ€”you could end up saving a good chunk of change. We evaluated costs, collision claim processes, complaints and coverage choices of insurers nationwide to determine the best car...
    Best Cheap Low-Mileage Car Insurance Of 2025
  • Best Short-Term Health Insurance Companies Of 2025

    Short-term health insurance can be a low-cost alternative to pricey COBRA coverage if you lose health insurance. But whether a short-term plan works for you depends on what you want from health coverage and whether your state allows them. To...
    Best Short-Term Health Insurance Companies Of 2025
  • The Cheapest Home Insurance Companies Of 2025

    The average homeowners insurance cost is $1,951 annually for $350,000 dwelling coverage, but our research found that you can save hundreds or even thousands a year by shopping around and comparing home insurance policies. To help you find the cheapest...
    The Cheapest Home Insurance Companies Of 2025
  • Best Cruise Insurance Plans Of 2025

    Emergencies that can arise before or during your cruise, such as canceling a trip or getting ill or injured, can mean losing money youโ€™ve invested in your trip or getting stuck paying extra costs. Travel insurance can be a smart...
    Best Cruise Insurance Plans Of 2025
  • Top 6 Cheapest Travel Insurance Companies Of 2025

    Buying cheap travel insurance doesnโ€™t mean you have to skimp on coverage. But how can you be sure youโ€™re getting the lowest-cost policy that still delivers valuable benefits? To identify the cheapest travel insurance, we analyzed 72 policies from 24...
    Top 6 Cheapest Travel Insurance Companies Of 2025
  • Best RV Insurance Companies Of 2025

    Progressive is the best RV insurance company, followed by American Family and Foremost, based on our analysis. We evaluated RV insurers nationwide and scored them on complaints, coverage options, claims processes and discounts.An RV allows you to enjoy the open...
    Best RV Insurance Companies Of 2025
  • Cheapest Full Coverage Auto Insurance Of 2025

    USAA and Nationwide offer the cheapest full coverage car insurance, based on our analysis. USAA costs an average of $1,475 per yearโ€”but USAA policies are only for those with a military connection. Nationwide is the cheapest for all other drivers,...
    Cheapest Full Coverage Auto Insurance Of 2025
  • Best Car Insurance For Pickup Trucks Of 2025

    Our top picks for best pickup truck insurance 2025 are Erie, Nationwide and Travelers, all of which earned five stars in our assessment.Trucks may be big and somewhat intimidating vehicles on the roadways, but it doesnโ€™t mean their insurance or...
    Best Car Insurance For Pickup Trucks Of 2025
  • Cheapest Liability-Only Car Insurance Of 2025

    Liability-only car insurance is the cheapest type of coverage but you can still save money by comparing insurers. To identify the cheapest liability-only car insurance, we scored 14 companies. We assessed 300 data points comprised of costs, coverage features, feedback...
    Cheapest Liability-Only Car Insurance Of 2025
  • Cheap Car Insurance In Texas 2025

    Donโ€™t let rising car insurance rates discourage youโ€”cheap car insurance in Texas is still possible if you do your research.  We reviewed 13 auto insurers and nearly 1,600 car insurance rates to determine who offers the lowest price. We assessed...
    Cheap Car Insurance In Texas 2025
  • Cheap Car Insurance In Pennsylvania 2025

    As car insurance rates rise, securing a low-cost policy takes more effortโ€”but itโ€™s doable. We evaluated 17 top companies and over 2,000 rates to find the cheapest car insurance in Pennsylvania for drivers of varying ages and driving profiles, from...
    Cheap Car Insurance In Pennsylvania 2025
  • Best Travel Insurance For The UK 

    With the United Kingdomโ€™s rich history, vibrant culture and stunning landscapes, it is a dream destination for many. Whether youโ€™re planning to explore the iconic landmarks of London, hike to the summit of Mount Snowdon in Wales or enjoy a...
    Best Travel Insurance For The UK 
  • Best Travel Insurance For Thailand Trips

    Thailand, the โ€œLand of Smilesโ€ offers exotic cuisine, floating markets, dynamic nightlife and a centuries-old culture steeped in Buddhism. A shoreside jaunt to the white-sand beaches of Ko Samui, a tuk-tuk tour of Bangkok, a visit to the Temple of...
    Best Travel Insurance For Thailand Trips

About

Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a lifestyle reporter at the New York Daily News, a magazine editor covering consumer technology, a foreign correspondent for Time and various newswires and local newspaper reporter.