Robin Saks Frankel's Image

Robin Saks Frankel

Staff Writer

About

Robin has worked as a credit cards, editor and spokesperson for over a decade. Prior to Forbes Advisor, she also covered credit cards and related content for other national web publications including USA TODAY, NerdWallet, Bankrate and HerMoney. She holds an M.S. in Business and Economics Journalism from Boston University, a Poynter ACES Certificate in Editing and is a Certified Educator in Personal Finance (CEPFยฎ).

Robin is a seasoned credit card reporter with years of experience covering credit cards, travel rewards and credit-building. Her writing has been featured in national publications and Robin has been featured as a personal finance expert in outlets including CNBC, Business Insider, CBS Marketplace and NASDAQโ€™s Trade Talks. She has also appeared on or contributed to The New York Times, Fox News, CBS Radio, ABC Radio, NPR, International Business Times and NBC, ABC and CBS TV affiliates nationwide.

Expertise

  • Credit cards
  • Travel rewards
  • Credit and credit scores
  • Personal finance

Achievements

  • Over a decade of experience covering credit cards
  • Frequent speaker at industry events
  • Appearances on local and national media to provide expert opinion on credit card-related topics
  • Taught core personal finance topics to high school students

Education

Boston University (M.S., Business and Economics Journalism)

Boston University (B.A., Economics and International Relations)

  • Best Credit Card Sign-Up Bonuses Of September 2025

    One of the best perks of opening a new credit card is a great welcome bonus, which offers additional rewards, points or cash back to encourage new cardholders to apply. Choose wisely: Many issuers limit how many new cards you...
    Best Credit Card Sign-Up Bonuses Of September 2025

  • Longest 0% APR Cards For Balance Transfers Of September 2025

    What if a credit card could help you with your debt on other credit cards? Itโ€™s neither wizardry nor wishful thinking; instead, itโ€™s exactly what a balance transfer credit card was designed to do. We analyzed the 97 cards in...
    Longest 0% APR Cards For Balance Transfers Of September 2025

  • Discover 5% Calendar Released For Fourth Quarter 2025

    Discover has released details for its 5% cash-back categories for the first, second, third and fourth quarters of 2025. From October 1 through December 31, 2025, earn 5% cash back on up to $1,500 in spending at Amazon.com and drug...
    Discover 5% Calendar Released For Fourth Quarter 2025

  • Surge Platinum Mastercard Review 2025

    The , issued by Celtic Bank and serviced by Continental Finance, is an unsecured credit card targeted to those with less-than-perfect credit. The card charges a high annual fee that varies based on your credit limit and a monthly maintenance...
    Surge Platinum Mastercard Review 2025

  • Tilt Essentials Credit Card Review 2025: Lean In To Building Better Credit

    The card is one of a trio of Tilt cards issued by WebBank aimed at those who are looking to build credit. All three cards are unsecured, and the Essentials card is arguably the best of the bunch. The card...
    Tilt Essentials Credit Card Review 2025: Lean In To Building Better Credit

  • Best Balance Transfer Credit Cards For Fair Credit Of 2025

    A credit card balance transfer can be a smart money move to help pay off high-interest debt. But if your credit is just fair, it may feel like youโ€™re stuck in a loop where itโ€™s hard to qualify for some...
    Best Balance Transfer Credit Cards For Fair Credit Of 2025

  • Ownerโ€™s Reward Card By M1 Review

    This card is no longer open to new applications. is a no-annual-fee cash-back card with a twist. If you make a purchase with the card at any of the more than 20 brands that qualify for Ownerโ€™s Rewards, youโ€™ll earn...
    Ownerโ€™s Reward Card By M1 Review

  • How Does Your Debt Compare? U.S. Average Credit Card Debt In 2025

    If youโ€™re dealing with credit card debt, you're far from alone. According to the most recent data from the Federal Reserveโ€™s Center for Microeconomic Data, credit card debt in the United States at the end of Q2 2025 was $1.21...
    How Does Your Debt Compare? U.S. Average Credit Card Debt In 2025

  • Capital One Platinum Secured Credit Card Review 2025

    The is a decent secured credit card option for those building credit. It has a annual fee and $0 foreign transaction fees () but it lacks rewards. The major benefit this Capital One card offers is its card management capabilities,...
    Capital One Platinum Secured Credit Card Review 2025

  • Visa Infinite: The Complete Guide

    Visa Infinite represents the highest level of benefits possible for a Visa credit card. There are typically three different types: traditional, Signature and Infinite. Think of the three types like a bronze, silver and gold tier with increasing levels of...
    Visa Infinite: The Complete Guide

  • Best Secured Credit Cards Of 2025

    The best secured cards can help you build credit by reporting your credit history to the credit bureaus, and they may allow you to graduate to an unsecured card after a period of responsible card usage. We collected data on...
    Best Secured Credit Cards Of 2025

  • Best No Credit Check Credit Cards Of 2025

    Whether your credit is nonexistent or simply isnโ€™t great, a no credit check credit card could put you on the path to improvement. Most credit cards that bypass a traditional hard credit inquiry as part of the approval process rely...
    Best No Credit Check Credit Cards Of 2025

  • Chase Sapphire Reserve Gets New Benefits And Big Updates

    The offers in this post have been updated or are no longer available. Please see the issuer site for current product information. The is getting a major makeover, and itโ€™s a doozy. The card, which made a splash when it...
    Chase Sapphire Reserve Gets New Benefits And Big Updates

  • Shoot Your Shot: The Chase Sapphire Reserveโ€™s 100K Bonus Ends on 8/21

    The offers in this post have been updated or are no longer available. Please see the issuer site for current product information. The revamped made a splash when it recently announced a slew of changes that included everything from its...
    Shoot Your Shot: The Chase Sapphire Reserveโ€™s 100K Bonus Ends on 8/21

  • Upgrade OneCard Review 2025

    At first glance, the may seem appealing because of its rewards rate and lack of an annual fee. But look closer and you'll see that this card is all show and no substance. To earn the higher rate requires too...
    Upgrade OneCard Review 2025

  • Best Credit Cards For Wedding Expenses Of 2025

    Planning a wedding is exciting, but also expensive and packed with countless decisions. One choice you should definitely be considering is whether to use a credit card for wedding expensesโ€”and if so, which one. To help you select the best...
    Best Credit Cards For Wedding Expenses Of 2025

  • Best No Balance Transfer Fee Credit Cards Of 2025

    Most no balance transfer fee cards do not offer both an intro 0% APR and a $0 balance transfer fee. Still, if you do the math, you might find that itโ€™s less expensive to pay off your debt with one...
    Best No Balance Transfer Fee Credit Cards Of 2025

  • Best 0% APR Business Credit Cards For 2025

    When youโ€™re a business owner seeking a way to finance a big purchase, a zero can be a hero when itโ€™s a 0% APR business credit card. We chose the cards on this list based on our data-based analysis of...
    Best 0% APR Business Credit Cards For 2025

  • Aven HELOC Visa Review 2025

    The promises solid cash back with an ongoing APR thatโ€™s well below average. But unlike regular credit cards, your Aven Cardโ€™s credit line is tied to your home equity. Aven refers to its unique product as a โ€œCredit card in...
    Aven HELOC Visa Review 2025

  • Chase Sapphire Reserve Card Review 2025: This Ultrapremium Card Will Take You Places

    The is a blue ribbon winner in my book. It might take you a minute to wrap your head around the major makeover the card just underwent, but the potential perks are enough to make your head spin. Thatโ€™s also...
    Chase Sapphire Reserve Card Review 2025: This Ultrapremium Card Will Take You Places

  • Nibbles Credit Card Review 2025: Takes A Bite Out Of Pet Costs

    The is a pet-ownerโ€™s dream card, offering Great Dane-sized rewards on pet services, pet food and vet bills. Plus, the card includes pet insurance, a money-saving perk that anyone who has had to make an emergency trip to the vet...
    Nibbles Credit Card Review 2025: Takes A Bite Out Of Pet Costs

  • Best Credit Cards For Groceries Of 2025

    The best credit cards for groceries offer savings you can sink your teeth into, with no coupon clipping required. We measured every rewards card on the market, and gave heavier weight to the cards who offered bonus rewards on grocery...
    Best Credit Cards For Groceries Of 2025

  • Frontier Airlines World Mastercardยฎ Credit Card By Barclays Review 2025

    The is a worthwhile option for budget travelers who fly often with Frontier. Donโ€™t balk at that annual fee, as the two free checked bags that come with card ownership can easily outweigh that cost.
    Frontier Airlines World Mastercardยฎ Credit Card By Barclays Review 2025

  • Best Gas Credit Cards For Bad Credit Of 2025

    Americans on average drive more than 13,000 miles annually, according to 2022 data from the Federal Highway Administration, making it likely youโ€™re one of the millions who could benefit from saving money at the pump. While top rewards cards may...
    Best Gas Credit Cards For Bad Credit Of 2025

  • Capital One Spark Miles Select Credit Card Review 2025

    Business owners seeking a card with no annual fee and easy-to-manage travel rewards have good reason to be fired up about the . Redemptions are simple, and the card comes with an attractive welcome bonus and plenty of money-saving extras.
    Capital One Spark Miles Select Credit Card Review 2025

  • Best Business Credit Cards For Bad Credit Of 2025

    Bad credit is typically defined as a FICO Score below 580, and only a small handful of business credit cards are available to businesses that fit this criteria. To determine the best business credit cards for bad credit, we analyzed...
    Best Business Credit Cards For Bad Credit Of 2025

  • Guide To Discover Credit Card Benefits

    Discover was one of the biggest credit card issuers and payment networks in the U.S. (right behind Visa, Mastercard and American Express) even before the companyโ€™s merger with Capital One Bank in May 2025. Prior to the corporate changes, Discover...
    Guide To Discover Credit Card Benefits

  • Capital One Entertainment Guide: How It Works And What To Know

    Capital One Entertainment is a digital ticketing platform powered by Vivid Seats that offers those with eligible Capital One cards special access to events and the ability to redeem rewards for select events. Hereโ€™s what to know about this cardmember...
    Capital One Entertainment Guide: How It Works And What To Know

  • Best Low Interest Credit Cards Of 2025

    Low interest credit cards can reduce the amount of interest you pay if you carry a balance. Even better than a low interest rate is a card with a 0% intro APR, although those offers only last for a limited...
    Best Low Interest Credit Cards Of 2025

  • Four Types Of Mastercard: Standard, World, World Elite And World Legend

    Mastercard is one of the largest payment networks in the world, and owning a card with its famous interlocking circles may entitle you to perks and benefits beyond what your issuing bank offers. These perks can save you hundreds of...
    Four Types Of Mastercard: Standard, World, World Elite And World Legend
CREDIT CARDS
CREDIT CARDS
How Forbes Advisor Rates Credit Cards
Learn more about our rating and review methodology and editorial process
Methodology

Top Picks From Robin Saks Frankel

  • History Of Women And Credit Cards: 1970s To Present
    History Of Women And Credit Cards: 1970s To Present

    by Robin Saks Frankel

    Read More

  • History Of Credit Cards: When Were Credit Cards Invented?
    History Of Credit Cards: When Were Credit Cards Invented?

    by Robin Saks Frankel

    Read More

  • How To Choose The Best Credit Card Pairings To Maximize Your Earnings
    How To Choose The Best Credit Card Pairings To Maximize Your Earnings

    by Robin Saks Frankel

    Read More

About

Robin has worked as a credit cards, editor and spokesperson for over a decade. Prior to Forbes Advisor, she also covered credit cards and related content for other national web publications including USA TODAY, NerdWallet, Bankrate and HerMoney. She holds an M.S. in Business and Economics Journalism from Boston University, a Poynter ACES Certificate in Editing and is a Certified Educator in Personal Finance (CEPFยฎ).