Credit Ratings for Bank of America and Selected Legal Entities as of July 16, 2025

Credit ratings and outlooks are opinions subject to ongoing review by the rating agencies and may change from time to time based on Bank of America's financial performance, industry dynamics, and other factors. The below credit ratings are provided for information purposes only. Credit ratings are solely the opinions of the rating agencies. Bank of America Corporation does not endorse, and accepts no responsibility for, the credit ratings issued by the rating agencies.

Note: Footnoted items referenced in the information below can be accessed here: Footnote 1, Footnote 2

Credit Ratings
Type Moody's Standard & Poor's Fitch
Outlook Stable Stable Stable
Long-term senior A1 A- AA-
Short-term P-1 A-2 F1+
Subordinated A3 BBB+ A
Junior Subordinated/Trust Preferred Baa1 BBB- BBB+
Preferred stock Baa2 BBB- BBB+
Credit Ratings
Type Moody's Standard & Poor's Fitch
Outlook Stable Stable Stable
Deposits Aa2 A+ AA+
Long-term senior Aa2 A+ AA
Subordinated Aa2 A- A+
Short-term P-1 A-1 F1+
Credit Ratings
Type Moody's Standard & Poor's Fitch
Outlook - Stable Stable
Long-term senior - A+ AA
Short-term - A-1 F1+
Credit Ratings
Type Moody's Standard & Poor's Fitch
Outlook - Stable Stable
Long-term senior - A+ AA
Short-term - A-1 F1+
Credit Ratings
Type Moody's Standard & Poor's Fitch
Outlook - Stable Stable
Long-term senior - A+ AA
Short-term - A-1 F1+
Credit Ratings
Type Moody's Standard & Poor's Fitch
Outlook - Stable Stable
Long-term senior - A+ AA
Short-term - A-1 F1+
Credit Ratings
Type Moody's Standard & Poor's Fitch
Outlook - Stable Stable
Long-term senior - A+ AA
Short-term - A-1 F1+
Credit Ratings
Type Moody's Standard & Poor's Fitch
Long-term senior (P) A1 (1) - AA- (1)
Short-term - - -
Credit Ratings
Type Moody's Standard & Poor's Fitch
Long-term senior - A+ AA
Short-term - - F1+
Credit Ratings
Type Moody's Standard & Poor's Fitch
Long-term senior (P) A1 (1) A- (1) AA- (1)
Short-term - - F1+ (1)
Credit Ratings
Type Moody's Standard & Poor's Fitch
Long-term senior (P) A1 (1) A- (1) AA- (1)
Short-term (P) P-1 (1) A-2 (1) F1+ (1)
Credit Ratings
Type Moody's Standard & Poor's Fitch
Long-term senior - - AA
Short-term - - F1+
Credit Ratings
Type Moody's Standard & Poor's Fitch
Long-term senior A1 (2) - AA- (1)
Short-term - - -
Credit Ratings
Type Moody's Standard & Poor's Fitch
Long-term senior - A- -
Short-term - A-2 -
Credit Ratings
Type Moody's Standard & Poor's Fitch
Long-term senior (P) A1 (1) - -
Short-term (P) P-1 (1) - -
Credit Ratings
Type Moody's Standard & Poor's Fitch
Long-term senior - mxAAA AAA (mex)
Short-term - mxA-1+ F1+ (mex)
Credit Ratings
Type Moody's Standard & Poor's Fitch
Long-term senior - mxAAA AAA (mex)
Short-term - mxA-1+ F1+ (mex)
Credit Ratings
Type Moody's Standard & Poor's Fitch
Long-term senior - - AAA (bra)
Short-term - - F1+ (bra)

(1) Rating applies to parent-guaranteed obligations under issuance program rather than the entity itself. There is no assurance that individual notes issued under the program will be assigned a rating. โฎ‘

(2) Rating applies to parent-guaranteed obligations under issuance program rather than the entity itself. Moodyโ€™s currently reports long-term ratings for certain issuances of Merrill Lynch S.A. (MLSA). MLSA merged into Merrill Lynch B.V. (MLBV) on January 1, 2013 leaving MLBV as the surviving entity. All notes or certificates previously issued by MLSA, including both rated and unrated issuances, are now obligations of MLBV. โฎ‘